What's the difference between P2P credit and you may crowdfunding?
While you are a lender, investing in P2P lending is a lot riskier than simply putting your money inside the a consistent bank account.
One of the most significant threats is the fact that P2P platform you'll walk out business - while they're now managed by FCA, it doesn't protect you from vendor insolvency.
Along with, there is a risk one to borrowers can get default on the payments, or pay the mortgage out of very early, that will reduce the price out of go back you get.Read more
